“I will use David Viox each time I finance or refinance home. I will refer his services to anybody looking for home financing.”
Sharon W.
Cincinnati, Ohio

“Rob Young always answered the phone when I called and customer satisfaction is his top priority.”
Jatana A.
Lebanon, Ohio

Ohio Mortgage Loans

Ohio Mortgage Refinance
There are many reasons people will refinance an existing Ohio mortgage loan. An Ohio refinance mortgage is a great way to get cash, pay off high interest credit cards, or save money monthly. It is one of the most powerful financial tools an individual homeowner has to improve their financial situation. By consolidating credit cards into a good mortgage you reduce you monthly expenditures and possible benefit from mortgage interest write off.

Ohio Purchase Mortgage
It is often said that buying a home is one of the largest financial decisions you will ever make. Many homeowners want the lowest mortgage payment with best interest rate. As some people have discovered the lowest short-term payment meant a higher payment and balance later. We help educate our borrowers on all types of loans, not just the teaser rates you see advertised. Call David now for your mortgage pre-approval before you shop for a home. We will get your loan approved, discuss the options with you, and issue a mortgage loan commitment for your realtor. If you need a Cincinnati mortgage, central Ohio mortgage, or a Cleveland mortgage loan we can find you the loan to fit your budget.

Ohio Debt Consolidation Mortgage
Are you tired of all those credit card bills every month? Let us design a custom Ohio debt consolidation loan for you. We will payoff your high interest credit cards with a mortgage loan you can afford. Debt consolidation in Ohio is a way to get out from under all of your credit card debt and get on the road to financial security. Credit card consolidation can save you hundreds if not thousands of dollars every month. Credit card debt can ruin your life. We even have a bad credit consolidation loan for Ohio debt consolidation. Don’t wait until it is too late. If you get behind on anything that reports to the credit bureau your credit scores will drop. Pick up the phone or apply online now.

Ohio Reverse Mortgage
Our FHA reverse mortgage loan is for people who want to remain in their home and do not want a mortgage payment. It gives you many options from eliminating your mortgage balance, to a monthly check, a lump sum, or a line of credit. It is strictly based on your date of birth and the amount of equity you have in your home. The Ohio reverse mortgage is only for people 62 and older. The interest rate and terms are set by HUD. People inquire about the Medicaid reverse mortgage, HUD reverse mortgage or HECM reverse mortgage. You must have a substantial amount of equity in your home. Call David Viox today and with the reverse mortgage calculator he can answer all your questions.

Ohio Mortgage Interest Rates
Mortgage rates in Ohio mirror most of the rates throughout the country. Many times the Ohio interest rate is the same as the national average. As an Ohio loan officer it is my job to educate and assist my client in choosing the right mortgage loan for their lifestyle.

We will look at the Ohio mortgage rates and mortgage interest rates across the country to get you the best rate around. You will also find out the lowest interest rate is not always the best interest rate. Adjustable rates are often lower than the fixed interest rates. If you plan on staying in your home a long time a low fixed rate mortgage will most likely be what you need. As an Ohio mortgage lender and an Ohio mortgage broker we shop for the best mortgage loan overall.

Ohio Mortgage Broker
If you want a mortgage broker in Ohio that understands the local Ohio real estate, you have come to the right place. David and his team know Ohio mortgage loans and understand the Ohio mortgage. We are not the same as a typical bank. The difference between an Ohio mortgage broker and an Ohio mortgage bank is the number of loan options at our fingertips. If a local bank has a bad quarter with loans in default the bank will change their mortgage underwriting guidelines. It happens all the time. As an Ohio mortgage company we simply look at other mortgage lenders who compete in order to earn your business. In today’s fast changing mortgage environment you need a mortgage professional who works for you.

Frequently Asked Questions >